Adverse Credit

We understand that it can be difficult to find a lender willing to provide mortgage for someone whose credit isn’t perfect. We are very experienced in this type of lending and are NOT discouraged to help clients with poor credit history. Every client is important to us and as an experienced mortgage adviser, we are committed to find the best mortgage for everyone.

Can I have a mortgage with a Poor Credit?

Poor credit (also known as bad credit or adverse credit) is often not as bad as you think. We’re experienced mortgage specialists and have access to many mortgage lenders who are more sympathetic towards clients, who may have experienced credit issues in the past. The good news is that there are lenders who can help clients whose credit isn’t perfect.

How can the mortgage broker help?

We have access to many lenders that are prepared to help clients who’s credit isn’t perfect. The best way for us to fully assess your circumstances is by reviewing your Credit Report. This will help us determine which lenders we can approach and make the most suitable recommendation for your situation.

You can obtain a report from either www.experian.co.uk or www.equifax.co.uk or www.noddle.co.uk (free for life )

We’re dedicated mortgage agents and will provide you with quality, professional mortgage advice that you can trust.

Have you had any of the following?

  • Missed or Late payments on your unsecured borrowing
  • You are or had a Debt Management Plan
  • Discharged Bankruptcy
  • Defaults
  • CCJ’s
  • IVA’s

Our Promise to you

We will carefully assess your personal circumstances, your mortgage requirements and based on this we will make a recommendation giving you the most suitable mortgage advice.

themortgagechoice is located in Byfleet, Surrey. We have clients in Guildford, Woking and throughout the UK.

For a No Obligation & Free Initial Advice call us today or request a call back

Get in Touch, and let us start your search. Today.