If your mortgage deal is about to finish on your Residential or your Buy To Let property, it makes sense to shop around for a new rate. Your mortgage may have been the best deal for your circumstances at the time, but when was the last time you had it reviewed? Most lenders will only provide a product for a limited time i.e. 2,3, or 5 years and usually after this deal ends your mortgage will revert to lenders Standard Variable Rate meaning a potential increase in your mortgage payments.
As a specialist mortgage broker, we will search 1000’s of mortgage deals and recommend only the most suitable one for you. Timing is everything and getting a new deal in place in time, can avoid you paying an expensive standard variable rate. Call today for free mortgage advice and a no obligation mortgage quote.
What is a Remortgage?
When you remortgage, you are essentially replacing your existing mortgage loan with a new one, shifting your debt from one mortgage lender to another. Remortgaging has become a much simpler and more common process. More and more mortgage lenders are offering specialist remortgaging services – often with free legal and free valuation service.
How much can I borrow?
As a mortgage adviser that’s where we come in. Every lender across the market will vary on how much they will lend you. We will work this out for you, by doing simple affordability check using lenders affordability calculator (no credit scoring involved). We will then advise you which lender is most suited for your remortgage and recommend you the best possible mortgage for your situation.
Why would I Remortgage?
There are many reasons why you may wish to remortgage.
Our Promise to you
We are experienced mortgage agents and have worked with countless clients across Surrey and the UK. When you become our client, we will offer to regularly review your mortgage to ensure that you continue to have the best deal at all times. We will usually do this by contacting you well in advance before your mortgage rate reverts to the standard variable rate and search the most suitable remortgage product or just a simple Rate Switch for you at that time.
If you have any questions about remortgages or anything else mortgage related, please get in touch with themortgagechoice today. We’re based in Byfleet and work with clients locally in towns including Guildford, Woking, across the wider county of Surrey & Nationwide.
Get in Touch, and let us start your search. Today.