Buying a house is one of the most important purchases you will make!
Buying a home for the first time can be an even more daunting prospect. With so many factors to consider it can be difficult to know where to begin when looking for your first mortgage. As an experienced mortgage advisers, this is where we can help.
Where do I start?
Begin by speaking with us today. We’re experienced mortgage brokers and have helped lots of first time buyers. We offer Free Initial Mortgage Advice with no obligation. We will help you and guide you on the best way to get on the property ladder and will explain the process of buying a home in plain English.
We see customer service as an important part of our role as a mortgage specialist. We’ll carefully asses your requirements and recommend only the best mortgage for you making it simple, easy and straightforward. We will also provide you with a Helping Hand Brochure to plan your first purchase. We do all the hard work, so you don’t have to.
How much can I borrow?
The actual amount you could borrow will depend on a number of factors including your income, your deposit & your outgoings.
As every lender across the market will vary on how much they will lend you, we will help to work this out for you by doing a simple affordability checks (no credit scoring involved). We will confirm how much you can borrow in a day and advice on the best suited lender for your situation.
With your consent, we can then apply for an agreement in principle and if your mortgage is approved we will provide you with your mortgage certificate which is valid for 30 to 90 days depending on the lender
What Options are available?
What Types of Mortgage deals are available?
Fixed Rate mortgages, Tracker Rate mortgages, Variable Rate mortgages, Discounted Rate mortgages, Stepped Fixed mortgages, Capped mortgages, Offset mortgages
How much Stamp Duty will I pay?
Calculate your Stamp Duty fees here. STAMP DUTY CALCULATOR
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The Buying Process
You Choose…
So, rather than trawling the high street and agonizing over your choice, you could save time and money by speaking with us and getting the very best mortgage quote for your situation. We are open 24/7
themortgagechoice is a specialist mortgage broker based in Byfleet, Surrey. We work with clients in Guildford, Woking and across the entire UK.
Get in Touch, and let us start your search. Today.