Commercial Mortgages

Commercial Mortgages are loans that are secured on commercial property such as shops, business premises, warehouses, factories, workshops, garages, hospitals and schools, Multiple units/apartment blocks (under one title), Single freehold units, Flats above commercial premises, industrial units, single offices/office blocks, petrol stations and car washes, Public houses, restaurants, hotels and guest houses, Care/nursing homes, child day care nurseries, Holiday and caravan parks.

Taking out a commercial mortgage is one way of maximising your business finance. Property can be a significant cost for many businesses so it is important to manage that investment wisely. Commercial mortgage can be borrowed in personal names, limited company, pension fund or trust.

As an experienced mortgage broker, we can refer you to a specialist who can help you with your commercial finance. Please call us to discuss your requirements

There are different types of commercial finance available.

Owner occupied/trading businesses

Commercial mortgages for owner occupied property are aimed at trading businesses looking to purchase or refinance their own premises. They can cover a variety of property types such as retail units, offices, factory units or any commercial premises used by the business.

Commercial investment

Commercial investment loans cover commercial or mixed-use properties that are being purchased for rental return and capital gain. Lending can be against any type of commercial property (offices, shops, industrial units etc.)

Residential investment

Residential investment loans cover larger or more complex residential properties that are being purchased for rental return and capital gain. Lending can be against any type of multi-unit residential property such as apartment blocks, HMO’s, student lets or portfolios.

We’d love to help. Please call us today or request a call back with your requirements.

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themortgagechoice are experienced mortgage advisers based in Surrey. Alongside clients in Byfleet, Guildford and Woking, we also have a growing number of customers that we work with Nationwide.

If you are looking to get honest advice from an expert mortgage agent then please get in touch with us today.

Commercial mortgages are not regulated by the Financial Conduct Authority (FCA) 

Get in Touch, and let us start your search. Today.